SelectHealth Insurance

Who is SelectHealth?

SelectHealth is the insurance company spin off for Intermountain Healthcare or as most of us call it IHC. So, in discussing SelectHealth, we are also going to have to go into some detail about IHC as well. But first, let's discuss the insurance company.

SelectHealth is a non-profit organization that has been around for more than 25 years. They are the largest insurance provider in the state and they cover over 30% of the families here. In conjunction with IHC, they provide what they term it as an integrated healthcare system and have won numerous awards for customer satisfaction and innovation. The model for their system has been duplicated across the country as states attempt to reform their healthcare systems.

SelectHealth is also the singular in-network provider for all IHC hospitals and facilities. What does that mean to you? If you live near an IHC hospital and you want to be treated there, the only coverage you can get that will cover your treatment in-network and for the lowest cost, will be if you have SelectHealth coverage. If you have coverage by another insurance provider, you can still be treated there, but it will generally cost you much more than if you had SelectHealth coverage. And since IHC has the most facilities in the state (34 hospitals and 3,700+ physicians) this is something you need to know. One thing to remember though, is that just because a doctor is an IHC doctor, doesn't necessarily mean that he does not accept other networks, it's that you may need to find another facility near by to get treatment if you have different coverage

SelectHealth does offer Utah maternity insurance, but it does have a $7,500 separate deductible. So, what that means is that the first $7,500 of prenatal and labor & delivery costs will come out of your own pocket before they will cover anything. Keep that in mind while choosing what you need in your insurance.

Being that SelectHealth is an HMO as well, gives it the ability to split up their plan types into networks and that way they give you the coverage that you need for the price that you want. As go up to a higher plan, it opens up to more of their doctors and facilities in more counties across the state.

SelectValue-In network for SelectValue is 1,100 doctors, 19 hospitals in Davis, Salt Lake, Weber and parts of Utah County

SelectMed-In network for SelectMed is 3,000+ doctors, 28 hospitals in all counties other than Kane, Piute and Rich. SelectMed is part of their Plus network which also gives you point of sale coverage and is their most popular plan.

SelectCare-In network for SelectCare is 3,700+ doctors, 34 hospitals in all counties in the state. SelectCare is part of their Plus network which also gives you point of sale coverage.

HealthSave- HealthSave is their version of the HSA or HDHP. Because they are a little bit different version of the HSA, please contact us so we can describe it a little better to you. If you want more information on what an HSA is, please click here- Utah HSA

Click on the link if you want to find out if your doctor, hospital or facility is in a SelectHealth network- SelectHealth Provider search

Click on the link if you would like to apply for a SelectHealth plan- SelectHealth Application